Animal Crossing: Million Bells Guide

Making a million bells in Animal Crossing: New Horizons might seem like a daunting task initially, but with the right strategies and a bit of dedication, it's absolutely achievable. Whether you're looking to pay off your home loan to Tom Nook, deck out your island with the fanciest furniture, or simply become the wealthiest resident around, this guide will provide you with multiple proven methods to rake in the bells. From turning turnips into treasure to mastering the art of fishing and bug catching, we'll cover all the essential techniques to boost your island economy and reach that million-bell milestone. So grab your net, polish your fishing rod, and let's dive into the world of Animal Crossing finance!

1. Turnip Trading: The Stalk Market Strategy

Turnips, often referred to as the "stalk market", are arguably the fastest way to make a fortune in Animal Crossing. Every Sunday morning, Daisy Mae visits your island to sell turnips at a fluctuating price. The key is to buy low and sell high. Prices change twice daily, once in the morning and once in the afternoon, so you need to keep a close eye on the market trends. To maximize your profits, you can visit other players' islands to sell your turnips if their prices are higher than what's offered on your island.

  • Understanding Turnip Prices: Turnip prices can follow various patterns, such as decreasing, increasing, or fluctuating wildly. There are several online tools and communities dedicated to tracking turnip prices and predicting trends. Utilize these resources to make informed decisions about when to buy and sell.
  • Finding High Selling Prices: Online forums, social media groups, and dedicated websites are invaluable resources for finding islands with high turnip prices. Players often share their turnip prices and open their islands for others to sell. Be courteous and respectful when visiting other players' islands, and always follow their rules.
  • Risks and Mitigation: The turnip market can be volatile, and there's always a risk of losing money if you don't sell your turnips before the next Sunday. Turnips spoil after a week, so timing is crucial. To mitigate risks, diversify your investments and don't put all your bells into turnips. Also, be prepared to cut your losses if prices are consistently low.

Turnip trading, while risky, can yield significant returns if you play your cards right. By understanding market trends, utilizing online resources, and managing your risks, you can quickly amass a fortune and reach your million-bell goal.

2. Fishing Frenzy: Reel in the Riches

Fishing is a relaxing and reliable way to earn bells in Animal Crossing: New Horizons. Certain fish are worth significantly more than others, and knowing where and when to find them can greatly increase your earnings. The key is to target rare and valuable fish that appear in specific locations and at certain times of the day or year. Fishing is a good way to earn bells in the game, and is less risky than the stalk market.

  • Identifying Valuable Fish: Fish like the Coelacanth, Golden Trout, Stringfish, and Barreleye fetch high prices at Nook's Cranny. Learn their spawn locations, times, and shadow sizes to target them effectively. The Coelacanth, for example, appears in the ocean when it's raining, while the Golden Trout can be found in clifftop rivers.
  • Location and Time: Different fish spawn in different locations, such as the ocean, rivers, ponds, and clifftop rivers. Some fish are only available during specific times of the day or year. Use a comprehensive fish guide to determine the best times and locations to fish for valuable species. You should note that the higher the rarity of the fish, the more bells it gives you.
  • Techniques and Tips: Use fish bait to attract fish to your location. Crafting fish bait requires Manila clams, which can be dug up on the beach. Approach fish slowly and cast your line in front of them. Wait for the fish to bite and then reel it in. Consider fishing with friends to increase your chances of catching rare fish. You can get more bait for fishing by crafting more with clams.

Fishing is a consistent source of income that requires patience and skill. By targeting valuable fish, understanding their spawn locations and times, and using effective fishing techniques, you can steadily accumulate bells and work towards your financial goals.

3. Bug Bonanza: Catching Critters for Cash

Similar to fishing, catching bugs can be a lucrative activity in Animal Crossing: New Horizons. Certain bugs are rare and valuable, and knowing where to find them can significantly boost your earnings. Targetting rare bugs and learning when and where they spawn is the key to catching critters for cash. These bugs can also be sold to make bells.

  • Identifying Valuable Bugs: Bugs like the Stag Beetle, Goliath Beetle, Scarab Beetle, and Tarantula are highly sought after and fetch high prices at Nook's Cranny. Learn their spawn locations, times, and conditions to target them effectively. The Stag Beetle, for example, appears on trees during summer nights, while the Tarantula can be found on the ground at night.
  • Location and Time: Different bugs spawn in different locations, such as trees, flowers, the ground, and even in the air. Some bugs are only available during specific times of the day or year. Use a comprehensive bug guide to determine the best times and locations to catch valuable species. Some bugs are hard to catch, like the tarantula which tries to bite you if you are too slow.
  • Techniques and Tips: Approach bugs slowly with your net to avoid scaring them away. Hold down the A button to move slowly and release it when you're close enough to catch them. Visit mystery islands to find bug-rich environments. Consider creating a Tarantula Island by clearing a mystery island of all trees, rocks, and flowers to encourage tarantulas to spawn. You should not that some bugs move extremely fast, which require fast reflex.

Bug catching is a fun and engaging way to earn bells in Animal Crossing. By targeting valuable bugs, understanding their spawn locations and times, and using effective catching techniques, you can steadily increase your income and reach your financial objectives.

4. Island Resources: Gathering and Selling

Your island is a treasure trove of resources that can be gathered and sold for bells. From fruits and seashells to wood and stones, every item has value and can contribute to your financial success. Regularly harvesting and selling these resources is a reliable way to supplement your income and support your island economy. Gathering and selling your island's resources can be an easy way to get bells without much effort. You can use these bells to pay off your debt to Tom Nook.

  • Fruits: Plant and harvest non-native fruits on your island. Non-native fruits sell for more bells than native fruits. Visit other players' islands or mystery islands to collect different fruit types. Water your fruit trees regularly to ensure a bountiful harvest. Selling your fruits to other players might be more worth it, as some players might desperately need it.
  • Seashells: Collect seashells along the beach and sell them to Nook's Cranny. Some seashells are rarer and more valuable than others. Check the beach regularly for new seashells, as they respawn throughout the day. You can make a shell arch and sell them for more bells.
  • Wood and Stones: Chop wood from trees and mine stones from rocks. These resources are essential for crafting and can also be sold for bells. Be careful not to deplete your island's resources entirely. Leave some trees and rocks for future use. Some rocks give you gold if you are lucky.

Gathering and selling island resources is a simple and consistent way to earn bells in Animal Crossing. By diversifying your efforts and regularly harvesting your island's resources, you can steadily increase your income and support your island lifestyle.

5. Crafting and Selling: Turn Resources into Riches

Crafting is a valuable skill in Animal Crossing: New Horizons that can turn raw resources into valuable items. By crafting items and selling them at Nook's Cranny, you can significantly increase your earnings and boost your island economy. Crafting also provides you with useful tools to help you in the game. Learning how to craft is essential in Animal Crossing.

  • Identifying Valuable Crafting Recipes: Some crafting recipes result in items that sell for significantly more than the raw materials used to create them. Look for recipes that require common resources but produce high-value items. You can also sell seasonal items for a lot of bells.
  • Collecting Crafting Recipes: Collect crafting recipes from villagers, bottles on the beach, and events. The more recipes you have, the more opportunities you have to craft and sell valuable items. Talk to your villagers daily to get free recipes.
  • Crafting and Selling: Gather the necessary resources and craft items to sell at Nook's Cranny. Focus on crafting items that are in high demand or sell for a good price. Experiment with different crafting recipes to find the most profitable options. Selling limited time items from events is a good way to get a lot of bells.

Crafting and selling is a strategic way to maximize your earnings in Animal Crossing. By identifying valuable crafting recipes, collecting a wide variety of recipes, and focusing on crafting high-value items, you can steadily increase your income and achieve your financial goals.

By combining these strategies and consistently implementing them, you'll be well on your way to making a million bells in Animal Crossing: New Horizons. Remember to stay patient, be persistent, and enjoy the process of building your island fortune! Good luck, and happy crossing, guys!